Export Report
OVERALL SCORE
Level 3, Bot-Aware
- AI Discoverability 43 out of 100
- Agent Ease of Use 6 out of 100
- Security & Trust 0 out of 100
- GEO, AIO and AEO 83 out of 100
- SEO 100 out of 100
- Performance and Accessibility 91 out of 100
What AI sees of your website
Choose a Loan That Fits Your Situation | LendUp| LendUp - Free Loan-Matching Service
LendUp is a borrower-first loan-matching service that does more than connect you with a lender — we explain costs, highlight risks, and show alternatives before you borrow.
Next step
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| Metric | Score | Status | Passed | Failed | Warning | Evidence |
|---|---|---|---|---|---|---|
| AI Discoverability | 43 | Priority fix | 8 | 15 | 0 | View details |
| Discoverability | 86 | Mostly ready | 6 | 3 | 0 | View details |
| Content Readiness | 33 | Priority fix | 2 | 8 | 0 | View details |
| Bot Access Control | 0 | Priority fix | 0 | 4 | 0 | View details |
| Agent Ease of Use | 6 | Priority fix | 4 | 29 | 3 | View details |
| API | 0 | Priority fix | 0 | 6 | 0 | View details |
| Auth | Not Applicable | Not Applicable | 0 | 7 | 0 | View details |
| MCP | 13 | Priority fix | 0 | 6 | 2 | View details |
| Skill Discovery | 5 | Priority fix | 0 | 10 | 1 | View details |
| Agent Commerce | Not Applicable | Not Applicable | 4 | 0 | 0 | |
| GEO, AIO and AEO | 83 | Mostly ready | 8 | 0 | 12 | |
| GEO Readiness | 87 | Mostly ready | 2 | 0 | 4 | |
| AIO Readiness | 87 | Mostly ready | 4 | 0 | 3 | |
| AEO Readiness | 76 | Mostly ready | 2 | 0 | 5 | |
| SEO | 100 | Strong | 11 | 0 | 0 | |
| SEO | 100 | Strong | 11 | 0 | 0 | |
| Security & Trust | 0 | Priority fix | 4 | 5 | 0 | View details |
| Security & Trust | 0 | Priority fix | 0 | 5 | 0 | View details |
| AI Training Exposure | Not Applicable | Not Applicable | 4 | 0 | 0 | |
| Performance and Accessibility | 91 | Strong | 19 | 2 | 2 | View details |
| Performance | 96 | Strong | 14 | 1 | 2 | View details |
| Accessibility | 82 | Mostly ready | 5 | 1 | 0 | View details |
Prioritized recommendations
Issues ranked by score impact
43 items need attention
AI DiscoverabilityDiscoverabilityEstablished
Link headers
Link headers failed at "Find useful Link headers".
100 Fail
AI DiscoverabilityDiscoverabilityEstablished
Link headers
Link headers failed at "Find useful Link headers".
Needs attention
Link headers
Issue
No useful agent discovery Link headers were found.
Why it matters
Link headers let automated clients discover API catalogs, documentation, and machine-readable alternates without parsing page markup first.
Check name
Link headers
Score
0/100
Status
fail
Category
Discoverability
Maturity
Established
Goal
Include Link response headers for agent discovery using RFC 8288.
Result
Link headers failed at "Find useful Link headers".
Validation steps
Find useful Link headers
No useful agent discovery Link headers were found.
Fetch same-origin Link header targets
Link headers did not expose any same-origin targets to validate.
Evidence
{
"failedStep": "presence",
"steps": [
{
"id": "presence",
"title": "Find useful Link headers",
"status": "fail",
"evidence": {
"links": []
},
"issue": "No useful agent discovery Link headers were found.",
"howToFix": "Expose useful Link headers such as rel=\"api-catalog\", rel=\"service-doc\", and rel=\"service-desc\"."
},
{
"id": "target-validation",
"title": "Fetch same-origin Link header targets",
"status": "fail",
"evidence": {
"checked": [],
"failures": [
{
"reason": "No same-origin Link header targets were available to fetch."
}
]
},
"issue": "Link headers did not expose any same-origin targets to validate.",
"howToFix": "Make each same-origin Link href reachable and serve the advertised media type."
}
]
}Agent Ease of UseAPIEstablished
API Catalog
API Catalog failed at "Fetch API catalog".
50 Fail
Agent Ease of UseAPIEstablished
API Catalog
API Catalog failed at "Fetch API catalog".
Needs attention
API Catalog
Issue
The API catalog endpoint did not return HTTP 2xx.
Why it matters
API catalogs help agents find service descriptions, documentation, and status resources without guessing API entry points.
Check name
API Catalog
Score
0/100
Status
fail
Category
API
Maturity
Established
Goal
Publish an API catalog for automated API discovery using RFC 9727.
Result
API Catalog failed at "Fetch API catalog".
Validation steps
Fetch API catalog
The API catalog endpoint did not return HTTP 2xx.
Validate RFC 9727 linkset
Response is not valid JSON.
Fetch advertised API catalog targets
API Catalog did not expose any same-origin hrefs to validate.
Evidence
{
"failedStep": "fetch",
"steps": [
{
"id": "fetch",
"title": "Fetch API catalog",
"status": "fail",
"evidence": {
"statusCode": 404,
"contentType": "text/html; charset=utf-8"
},
"issue": "The API catalog endpoint did not return HTTP 2xx.",
"howToFix": "Publish /.well-known/api-catalog."
},
{
"id": "validate",
"title": "Validate RFC 9727 linkset",
"status": "fail",
"evidence": {
"valid": false,
"compatibleContentType": false,
"issue": "Response is not valid JSON.",
"rawExcerpt": "<h1>404 - Page Not Found</h1><p>Page not found.</p>"
},
"issue": "Response is not valid JSON.",
"howToFix": "Use application/linkset+json with service-desc, service-doc, and status relations that each include href."
},
{
"id": "target-validation",
"title": "Fetch advertised API catalog targets",
"status": "fail",
"evidence": {
"checked": [],
"failures": [
{
"reason": "No same-origin API catalog hrefs were available to fetch."
}
]
},
"issue": "API Catalog did not expose any same-origin hrefs to validate.",
"howToFix": "Make each same-origin API catalog href reachable and serve the advertised media type."
}
]
}Agent Ease of UseAPIEstablished
OpenAPI discovery
OpenAPI discovery failed at "Find valid OpenAPI document".
50 Fail
Agent Ease of UseAPIEstablished
OpenAPI discovery
OpenAPI discovery failed at "Find valid OpenAPI document".
Needs attention
OpenAPI discovery
Issue
OpenAPI YAML document did not match the expected shape. Content-Type "text/html; charset=utf-8" is not a recognized type; unsupported version: ; missing info block with title and version; missing paths block; no operations found.
Why it matters
OpenAPI documents let agents understand available operations, schemas, authentication, and request formats before calling an API.
Check name
OpenAPI discovery
Score
0/100
Status
fail
Category
API
Maturity
Established
Goal
Publish a valid OpenAPI or Swagger document for API discovery.
Result
OpenAPI discovery failed at "Find valid OpenAPI document".
Validation steps
Find valid OpenAPI document
OpenAPI YAML document did not match the expected shape. Content-Type "text/html; charset=utf-8" is not a recognized type; unsupported version: ; missing info block with title and version; missing paths block; no operations found.
Evidence
{
"failedStep": "fetch",
"steps": [
{
"id": "fetch",
"title": "Find valid OpenAPI document",
"status": "fail",
"evidence": {
"checked": [
{
"path": "/openapi.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"valid": false,
"issue": "OpenAPI YAML document did not match the expected shape. Content-Type \"text/html; charset=utf-8\" is not a recognized type; unsupported version: ; missing info block with title and version; missing paths block; no operations found.",
"compatibleContentType": false,
"format": "yaml",
"version": "",
"pathCount": 0,
"operationCount": 0,
"rawExcerpt": "<h1>404 - Page Not Found</h1><p>Page not found.</p>"
},
{
"path": "/openapi.yaml",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"valid": false,
"issue": "OpenAPI YAML document did not match the expected shape. Content-Type \"text/html; charset=utf-8\" is not a recognized type; unsupported version: ; missing info block with title and version; missing paths block; no operations found.",
"compatibleContentType": false,
"format": "yaml",
"version": "",
"pathCount": 0,
"operationCount": 0,
"rawExcerpt": "<h1>404 - Page Not Found</h1><p>Page not found.</p>"
},
{
"path": "/swagger.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"valid": false,
"issue": "OpenAPI YAML document did not match the expected shape. Content-Type \"text/html; charset=utf-8\" is not a recognized type; unsupported version: ; missing info block with title and version; missing paths block; no operations found.",
"compatibleContentType": false,
"format": "yaml",
"version": "",
"pathCount": 0,
"operationCount": 0,
"rawExcerpt": "<h1>404 - Page Not Found</h1><p>Page not found.</p>"
},
{
"path": "/swagger.yaml",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"valid": false,
"issue": "OpenAPI YAML document did not match the expected shape. Content-Type \"text/html; charset=utf-8\" is not a recognized type; unsupported version: ; missing info block with title and version; missing paths block; no operations found.",
"compatibleContentType": false,
"format": "yaml",
"version": "",
"pathCount": 0,
"operationCount": 0,
"rawExcerpt": "<h1>404 - Page Not Found</h1><p>Page not found.</p>"
},
{
"path": "/api/openapi.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"valid": false,
"issue": "OpenAPI YAML document did not match the expected shape. Content-Type \"text/html; charset=utf-8\" is not a recognized type; unsupported version: ; missing info block with title and version; missing paths block; no operations found.",
"compatibleContentType": false,
"format": "yaml",
"version": "",
"pathCount": 0,
"operationCount": 0,
"rawExcerpt": "<h1>404 - Page Not Found</h1><p>Page not found.</p>"
},
{
"path": "/api/swagger.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"valid": false,
"issue": "OpenAPI YAML document did not match the expected shape. Content-Type \"text/html; charset=utf-8\" is not a recognized type; unsupported version: ; missing info block with title and version; missing paths block; no operations found.",
"compatibleContentType": false,
"format": "yaml",
"version": "",
"pathCount": 0,
"operationCount": 0,
"rawExcerpt": "<h1>404 - Page Not Found</h1><p>Page not found.</p>"
},
{
"path": "/docs/openapi.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"valid": false,
"issue": "OpenAPI YAML document did not match the expected shape. Content-Type \"text/html; charset=utf-8\" is not a recognized type; unsupported version: ; missing info block with title and version; missing paths block; no operations found.",
"compatibleContentType": false,
"format": "yaml",
"version": "",
"pathCount": 0,
"operationCount": 0,
"rawExcerpt": "<h1>404 - Page Not Found</h1><p>Page not found.</p>"
}
]
},
"issue": "OpenAPI YAML document did not match the expected shape. Content-Type \"text/html; charset=utf-8\" is not a recognized type; unsupported version: ; missing info block with title and version; missing paths block; no operations found.",
"howToFix": "Publish a valid OpenAPI 3.x or Swagger 2.0 JSON/YAML document with info, paths, operations, and responses."
}
]
}AI DiscoverabilityBot Access ControlEstablished
AI bot rules in robots.txt
AI bot rules in robots.txt is missing or incomplete.
33 Fail
AI DiscoverabilityBot Access ControlEstablished
AI bot rules in robots.txt
AI bot rules in robots.txt is missing or incomplete.
Needs attention
AI bot rules in robots.txt
Issue
No specific User-agent rules found for major AI crawlers (GPTBot, ClaudeBot, etc.) in robots.txt.
Why it matters
Explicit AI bot rules reduce ambiguity for crawler operators and make training, indexing, or retrieval access policy auditable.
Check name
AI bot rules in robots.txt
Score
0/100
Status
fail
Category
Bot Access Control
Maturity
Established
Goal
Add User-agent rules for AI crawlers like GPTBot, Claude-Web, and others.
Result
AI bot rules in robots.txt is missing or incomplete.
Evidence
{
"expectedBots": [
"GPTBot",
"ChatGPT-User",
"ClaudeBot",
"Claude-Web",
"Anthropic-AI",
"Google-Extended",
"PerplexityBot",
"CCBot",
"Applebot-Extended",
"Meta-ExternalAgent",
"Bytespider",
"Amazonbot",
"Cohere-AI"
],
"configuredBots": []
}AI DiscoverabilityBot Access ControlInformational
Content Signal
Content Signal is missing or incomplete.
33 Fail
AI DiscoverabilityBot Access ControlInformational
Content Signal
Content Signal is missing or incomplete.
Needs attention
Content Signal
Issue
No Content Signal found in robots.txt
Why it matters
Content Signal provides a machine-readable way to communicate AI usage preferences where participating crawlers look for policy.
Check name
Content Signal
Score
0/100
Status
fail
Category
Bot Access Control
Maturity
Informational
Goal
Declare AI content usage preferences with Content Signal in robots.txt.
Result
Content Signal is missing or incomplete.
Evidence
{
"signals": [],
"ai-train": false,
"search": false,
"ai-input": false
}AI DiscoverabilityBot Access ControlInformational
Web Bot Auth request signing
Web Bot Auth request signing failed at "Fetch to find resource".
33 Fail
AI DiscoverabilityBot Access ControlInformational
Web Bot Auth request signing
Web Bot Auth request signing failed at "Fetch to find resource".
Needs attention
Web Bot Auth request signing
Issue
Web Bot Auth request signing was not found at the expected path.
Why it matters
Web Bot Auth discovery lets servers and clients find signing keys for bot identity workflows based on HTTP Message Signatures.
Check name
Web Bot Auth request signing
Score
0/100
Status
fail
Category
Bot Access Control
Maturity
Informational
Goal
Advertise HTTP Message Signatures keys when this site operates signed bot clients or supports Web Bot Auth workflows.
Result
Web Bot Auth request signing failed at "Fetch to find resource".
Validation steps
Fetch to find resource
Web Bot Auth request signing was not found at the expected path.
Evidence
{
"failedStep": "fetch",
"steps": [
{
"id": "fetch",
"title": "Fetch to find resource",
"status": "fail",
"evidence": {
"checked": [
{
"path": "/.well-known/http-message-signatures-directory",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
}
]
},
"issue": "Web Bot Auth request signing was not found at the expected path.",
"howToFix": "If publishing Web Bot Auth keys, return a JSON key directory with a non-empty keys array and the draft media type."
}
]
}AI DiscoverabilityContent ReadinessEstablished
Content freshness signals
Content freshness signals is missing or incomplete.
25 Fail
AI DiscoverabilityContent ReadinessEstablished
Content freshness signals
Content freshness signals is missing or incomplete.
Needs attention
Content freshness signals
Issue
Content freshness signals are incomplete: missing Last-Modified HTTP header; missing dateModified/datePublished in JSON-LD; missing meta or <time> freshness tags.
Why it matters
Freshness signals help agents decide whether content is current enough to cite, summarize, or compare against newer sources.
Check name
Content freshness signals
Score
0/100
Status
fail
Category
Content Readiness
Maturity
Established
Goal
Expose modified and published dates for freshness-aware retrieval and ranking.
Result
Content freshness signals is missing or incomplete.
Evidence
{
"lastModified": null,
"schemaDates": [],
"metaDateCount": 0,
"timeDateCount": 0
}AI DiscoverabilityContent ReadinessEmerging recommendation
llms.txt
llms.txt failed at "Fetch to find resource".
25 Fail
AI DiscoverabilityContent ReadinessEmerging recommendation
llms.txt
llms.txt failed at "Fetch to find resource".
Needs attention
llms.txt
Issue
llms.txt was not found at the expected path.
Why it matters
llms.txt gives language-model clients a concise, curated summary of important site context and links before they crawl broadly.
Check name
llms.txt
Score
0/100
Status
fail
Category
Content Readiness
Maturity
Emerging recommendation
Goal
Publish llms.txt to summarize agent-readable site guidance.
Result
llms.txt failed at "Fetch to find resource".
Validation steps
Fetch to find resource
llms.txt was not found at the expected path.
Evidence
{
"failedStep": "fetch",
"steps": [
{
"id": "fetch",
"title": "Fetch to find resource",
"status": "fail",
"evidence": {
"checked": [
{
"path": "/llms.txt",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/llms-full.txt",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
}
]
},
"issue": "llms.txt was not found at the expected path.",
"howToFix": "Publish /llms.txt as Markdown with a clear title, concise site summary, and useful links for agents."
}
]
}AI DiscoverabilityContent ReadinessEstablished
Markdown negotiation
Markdown negotiation failed at "Markdown content type".
25 Fail
AI DiscoverabilityContent ReadinessEstablished
Markdown negotiation
Markdown negotiation failed at "Markdown content type".
Needs attention
Markdown negotiation
Issue
Content-Type "text/html; charset=UTF-8" does not indicate Markdown when requested with Accept: text/markdown.
Why it matters
Markdown negotiation gives agents a cleaner representation of page content while preserving normal HTML for browsers.
Check name
Markdown negotiation
Score
0/100
Status
fail
Category
Content Readiness
Maturity
Established
Goal
Return HTML responses as markdown when agents request it.
Result
Markdown negotiation failed at "Markdown content type".
Validation steps
Markdown content type
Content-Type "text/html; charset=UTF-8" does not indicate Markdown when requested with Accept: text/markdown.
Vary: Accept header
Markdown negotiation is missing Vary: Accept; current Vary header is "Accept-Encoding,User-Agent".
Structured Markdown body
Markdown response is missing a heading.
Evidence
{
"failedStep": "content-type",
"steps": [
{
"id": "content-type",
"title": "Markdown content type",
"status": "fail",
"evidence": {
"statusCode": 200,
"contentType": "text/html; charset=UTF-8"
},
"issue": "Content-Type \"text/html; charset=UTF-8\" does not indicate Markdown when requested with Accept: text/markdown.",
"howToFix": "Return Content-Type: text/markdown; charset=utf-8 for requests with Accept: text/markdown."
},
{
"id": "vary-accept",
"title": "Vary: Accept header",
"status": "fail",
"evidence": {
"vary": "Accept-Encoding,User-Agent"
},
"issue": "Markdown negotiation is missing Vary: Accept; current Vary header is \"Accept-Encoding,User-Agent\".",
"howToFix": "Add Vary: Accept on negotiated Markdown responses so shared caches keep HTML and Markdown variants separate."
},
{
"id": "markdown-content",
"title": "Structured Markdown body",
"status": "fail",
"evidence": {
"valid": false,
"hasHeading": false,
"wordCount": 4482,
"excerpt": "<!DOCTYPE html>\n<html lang=\"en-US\">\n<head>\n <meta http-equiv=\"Content-Type\" content=\"text/html; charset=UTF-8\">\n <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0, maximum-scale=1.0\">\n <meta name=\"description\" content=",
"issue": "Markdown response is missing a heading."
},
"issue": "Markdown response is missing a heading.",
"howToFix": "Return Markdown with at least one heading and substantive page content, including useful links or instructions for agents."
}
]
}Agent Ease of UseMCPEmerging recommendation
MCP Server Card
MCP Server Card failed at "Fetch to find resource".
25 Fail
Agent Ease of UseMCPEmerging recommendation
MCP Server Card
MCP Server Card failed at "Fetch to find resource".
Needs attention
MCP Server Card
Issue
MCP Server Card was not found at the expected path.
Why it matters
MCP Server Cards help agents discover server transports, capabilities, and protocol details before opening an MCP session.
Check name
MCP Server Card
Score
0/100
Status
fail
Category
MCP
Maturity
Emerging recommendation
Goal
Publish an MCP Server Card for agent discovery.
Result
MCP Server Card failed at "Fetch to find resource".
Validation steps
Fetch to find resource
MCP Server Card was not found at the expected path.
Evidence
{
"failedStep": "fetch",
"steps": [
{
"id": "fetch",
"title": "Fetch to find resource",
"status": "fail",
"evidence": {
"checked": [
{
"path": "/.well-known/mcp/server-card.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/.well-known/mcp/server-cards.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/.well-known/mcp.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
}
]
},
"issue": "MCP Server Card was not found at the expected path.",
"howToFix": "Publish an MCP server card with valid transports and make each advertised local endpoint answer an MCP initialize request."
}
]
}Agent Ease of UseMCPEmerging recommendation
mcp.json
mcp.json failed at "Fetch to find resource".
25 Fail
Agent Ease of UseMCPEmerging recommendation
mcp.json
mcp.json failed at "Fetch to find resource".
Needs attention
mcp.json
Issue
mcp.json was not found at the expected path.
Why it matters
MCP clients need trustworthy server metadata, protocol version, transport details, and capability hints before connecting to a remote MCP server.
Check name
mcp.json
Score
0/100
Status
fail
Category
MCP
Maturity
Emerging recommendation
Goal
Expose a stable MCP server metadata document that points agents to the site's MCP endpoint.
Result
mcp.json failed at "Fetch to find resource".
Validation steps
Fetch to find resource
mcp.json was not found at the expected path.
Evidence
{
"failedStep": "fetch",
"steps": [
{
"id": "fetch",
"title": "Fetch to find resource",
"status": "fail",
"evidence": {
"checked": [
{
"path": "/mcp.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/.well-known/mcp.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/.well-known/mcp/server-card.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
}
]
},
"issue": "mcp.json was not found at the expected path.",
"howToFix": "Publish mcp.json or an MCP server card with serverInfo, protocolVersion, transport endpoint, and capabilities."
}
]
}AI DiscoverabilityContent ReadinessEstablished
Semantic HTML
Semantic HTML is missing or incomplete.
25 Fail
AI DiscoverabilityContent ReadinessEstablished
Semantic HTML
Semantic HTML is missing or incomplete.
Needs attention
Semantic HTML
Issue
Semantic HTML is incomplete: missing <main> landmark; skipped heading levels.
Details
Why it matters
Semantic HTML gives browsers, assistive technology, search systems, and agents reliable landmarks, headings, controls, form semantics, and image context.
Check name
Semantic HTML
Score
0/100
Status
fail
Category
Content Readiness
Maturity
Established
Goal
Expose readable page structure through semantic HTML and accessible controls.
Result
Semantic HTML is missing or incomplete.
Evidence
{
"main": false,
"nav": true,
"footer": true,
"meaningfulH1": true,
"headingOrder": false,
"accessibleLinks": true,
"accessibleButtons": true,
"imageAltCoverage": true,
"formAutocompleteCoverage": true,
"details": {
"inaccessibleLinks": [],
"inaccessibleButtons": [],
"missingAutocompleteInputs": [],
"imagesMissingAlt": [],
"skippedHeadingLevels": [
"h1: Find a Loan That Fits Your Situation",
"h2: How It Works: 3 Simple Steps",
"h3: Tell Us What You Need",
"h3: We Find a Lender Match",
"h3: Review the Offer and Decide",
"h2: Find the Right Loan for Your Situation",
"h3: Payday Loans",
"h3: Installment Loans",
"h3: Personal Loans",
"h3: Emergency Loans",
"h3: Bad Credit Loans",
"h3: Same-Day Loans",
"h2: Loan Options in Your State",
"h2: Why Borrowers Trust LendUp",
"h3: How We Make Money",
"h3: How We Choose Lenders",
"h3: Our Editorial Standards",
"h3: Your Rights as a Borrower",
"h2: Make an Informed Decision",
"h3: Understanding APR: What Your Loan Really Costs",
"h3: Payday Loan Risks and Alternatives to Consider",
"h3: How to Spot a Loan Scam",
"h3: How to Improve Your Approval Odds",
"h2: About LendUp Today",
"h2: Frequently Asked Questions",
"h4: Loans",
"h4: Resources",
"h4: Legal",
"h4: Company"
]
},
"counts": {
"h1": 1,
"headings": 29,
"links": 99,
"inaccessibleLinks": 0,
"buttons": 1,
"inaccessibleButtons": 0,
"images": 1,
"imagesWithAlt": 1,
"autocompleteInputs": 0,
"inputsWithAutocomplete": 0,
"missingAutocompleteInputs": 0
}
}Agent Ease of UseMCPInformational
WebMCP manifest
WebMCP manifest failed at "Fetch to find resource".
25 Fail
Agent Ease of UseMCPInformational
WebMCP manifest
WebMCP manifest failed at "Fetch to find resource".
Needs attention
WebMCP manifest
Issue
WebMCP manifest was not found at the expected path.
Why it matters
A WebMCP manifest advertises browser-exposed tools declaratively so agents can understand available site actions before invoking them.
Check name
WebMCP manifest
Score
0/100
Status
fail
Category
MCP
Maturity
Informational
Goal
Publish a WebMCP manifest for declarative browser tool discovery when using the draft manifest convention.
Result
WebMCP manifest failed at "Fetch to find resource".
Validation steps
Fetch to find resource
WebMCP manifest was not found at the expected path.
Evidence
{
"failedStep": "fetch",
"steps": [
{
"id": "fetch",
"title": "Fetch to find resource",
"status": "fail",
"evidence": {
"checked": [
{
"path": "/.well-known/webmcp.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/webmcp.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/mcp.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
}
]
},
"issue": "WebMCP manifest was not found at the expected path.",
"howToFix": "Keep declarative WebMCP manifest discovery informational until the manifest shape stabilizes; validate tools if you publish one."
}
]
}Agent Ease of UseSkill DiscoveryEmerging recommendation
A2A Agent Card
A2A Agent Card failed at "Fetch to find resource".
20 Fail
Agent Ease of UseSkill DiscoveryEmerging recommendation
A2A Agent Card
A2A Agent Card failed at "Fetch to find resource".
Needs attention
A2A Agent Card
Issue
A2A Agent Card was not found at the expected path.
Why it matters
A2A Agent Cards let compatible clients discover agent skills, input and output modes, and the endpoint used to invoke those skills.
Check name
A2A Agent Card
Score
0/100
Status
fail
Category
Skill Discovery
Maturity
Emerging recommendation
Goal
Publish an agent card so A2A-compatible clients can discover capabilities.
Result
A2A Agent Card failed at "Fetch to find resource".
Validation steps
Fetch to find resource
A2A Agent Card was not found at the expected path.
Evidence
{
"failedStep": "fetch",
"steps": [
{
"id": "fetch",
"title": "Fetch to find resource",
"status": "fail",
"evidence": {
"checked": [
{
"path": "/.well-known/agent-card.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/.well-known/a2a/agent-card.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/agent-card.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
}
]
},
"issue": "A2A Agent Card was not found at the expected path.",
"howToFix": "Publish an A2A Agent Card with required skill details and make the advertised url answer A2A JSON-RPC requests."
}
]
}Agent Ease of UseSkill DiscoveryEmerging recommendation
Agent Skills index
Agent Skills index failed at "Fetch to find resource".
20 Fail
Agent Ease of UseSkill DiscoveryEmerging recommendation
Agent Skills index
Agent Skills index failed at "Fetch to find resource".
Needs attention
Agent Skills index
Issue
Agent Skills index was not found at the expected path.
Why it matters
An Agent Skills index lets clients find task-specific SKILL.md documents that describe how to use site capabilities correctly.
Check name
Agent Skills index
Score
0/100
Status
fail
Category
Skill Discovery
Maturity
Emerging recommendation
Goal
Publish an agent skills discovery index.
Result
Agent Skills index failed at "Fetch to find resource".
Validation steps
Fetch to find resource
Agent Skills index was not found at the expected path.
Evidence
{
"failedStep": "fetch",
"steps": [
{
"id": "fetch",
"title": "Fetch to find resource",
"status": "fail",
"evidence": {
"checked": [
{
"path": "/.well-known/agent-skills/index.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/.well-known/skills/index.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
}
]
},
"issue": "Agent Skills index was not found at the expected path.",
"howToFix": "Publish an index with a non-empty skills array and reachable SKILL.md URLs."
}
]
}Agent Ease of UseSkill DiscoveryEmerging recommendation
agent.json
agent.json failed at "Fetch to find resource".
20 Fail
Agent Ease of UseSkill DiscoveryEmerging recommendation
agent.json
agent.json failed at "Fetch to find resource".
Needs attention
agent.json
Issue
agent.json was not found at the expected path.
Why it matters
agent.json is an emerging machine-readable manifest for declaring what a website does, how agents authenticate, and which actions or protocols are available.
Check name
agent.json
Score
0/100
Status
fail
Category
Skill Discovery
Maturity
Emerging recommendation
Goal
Publish the singular Agent Web Protocol agent.json manifest without confusing it with the separate agents.json directory convention.
Result
agent.json failed at "Fetch to find resource".
Validation steps
Fetch to find resource
agent.json was not found at the expected path.
Evidence
{
"failedStep": "fetch",
"steps": [
{
"id": "fetch",
"title": "Fetch to find resource",
"status": "fail",
"evidence": {
"checked": [
{
"path": "/.well-known/agent.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/agent.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
}
]
},
"issue": "agent.json was not found at the expected path.",
"howToFix": "Publish agent.json with awp_version, domain, intent, and typed actions that point to real same-origin API or protocol endpoints."
}
]
}Agent Ease of UseSkill DiscoveryInformational
agents.json
agents.json failed at "Fetch to find resource".
20 Fail
Agent Ease of UseSkill DiscoveryInformational
agents.json
agents.json failed at "Fetch to find resource".
Needs attention
agents.json
Issue
agents.json was not found at the expected path.
Why it matters
agents.json gives clients a simple directory of agent-facing capabilities and contacts when a site chooses to advertise them.
Check name
agents.json
Score
0/100
Status
fail
Category
Skill Discovery
Maturity
Informational
Goal
Publish an agents.json directory for agent-facing capabilities and contacts when using this convention.
Result
agents.json failed at "Fetch to find resource".
Validation steps
Fetch to find resource
agents.json was not found at the expected path.
Evidence
{
"failedStep": "fetch",
"steps": [
{
"id": "fetch",
"title": "Fetch to find resource",
"status": "fail",
"evidence": {
"checked": [
{
"path": "/.well-known/agents.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/agents.json",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
}
]
},
"issue": "agents.json was not found at the expected path.",
"howToFix": "If this site uses agents.json, publish JSON with an agents array containing name and url for each agent."
}
]
}Security & TrustSecurity & TrustEstablished
Content-Security-Policy
Content-Security-Policy is missing or incomplete.
20 Fail
Security & TrustSecurity & TrustEstablished
Content-Security-Policy
Content-Security-Policy is missing or incomplete.
Needs attention
Content-Security-Policy
Issue
Content-Security-Policy is missing or incomplete.
Why it matters
Content Security Policy limits where scripts, styles, frames, and connections can load from, reducing the impact of injection bugs.
Check name
Content-Security-Policy
Score
0/100
Status
fail
Category
Security & Trust
Maturity
Established
Goal
Constrain script, style, frame, and resource loading with a Content-Security-Policy header.
Result
Content-Security-Policy is missing or incomplete.
Evidence
{
"header": "content-security-policy",
"value": null
}Security & TrustSecurity & TrustEstablished
Frame protection
Frame protection is missing or incomplete.
20 Fail
Security & TrustSecurity & TrustEstablished
Frame protection
Frame protection is missing or incomplete.
Needs attention
Frame protection
Issue
Frame protection is missing or incomplete.
Why it matters
Frame protection blocks hostile sites from embedding pages in deceptive frames, reducing clickjacking risk.
Check name
Frame protection
Score
0/100
Status
fail
Category
Security & Trust
Maturity
Established
Goal
Prevent unwanted framing with X-Frame-Options or CSP frame-ancestors.
Result
Frame protection is missing or incomplete.
Evidence
{
"xFrameOptions": null,
"validXFrame": false,
"contentSecurityPolicy": null,
"cspFrameAncestors": false
}Security & TrustSecurity & TrustEstablished
HSTS header
HSTS header is missing or incomplete.
20 Fail
Security & TrustSecurity & TrustEstablished
HSTS header
HSTS header is missing or incomplete.
Needs attention
HSTS header
Issue
HSTS header is missing or incomplete.
Why it matters
HSTS tells browsers to keep using HTTPS after the first secure visit, reducing downgrade and mixed-transport risk for repeat users.
Check name
HSTS header
Score
0/100
Status
fail
Category
Security & Trust
Maturity
Established
Goal
Require HTTPS for repeat visits with Strict-Transport-Security.
Result
HSTS header is missing or incomplete.
Evidence
{
"header": "strict-transport-security",
"value": null
}Security & TrustSecurity & TrustEstablished
Referrer-Policy
Referrer-Policy is missing or incomplete.
20 Fail
Security & TrustSecurity & TrustEstablished
Referrer-Policy
Referrer-Policy is missing or incomplete.
Needs attention
Referrer-Policy
Issue
Referrer-Policy is missing or incomplete.
Why it matters
Referrer-Policy controls how much URL context is sent to other origins, limiting accidental leakage of paths, queries, and identifiers.
Check name
Referrer-Policy
Score
0/100
Status
fail
Category
Security & Trust
Maturity
Established
Goal
Limit how much referrer data leaves the site.
Result
Referrer-Policy is missing or incomplete.
Evidence
{
"header": "referrer-policy",
"value": null
}Security & TrustSecurity & TrustEstablished
X-Content-Type-Options
X-Content-Type-Options is missing or incomplete.
20 Fail
Security & TrustSecurity & TrustEstablished
X-Content-Type-Options
X-Content-Type-Options is missing or incomplete.
Needs attention
X-Content-Type-Options
Issue
X-Content-Type-Options is missing or incomplete.
Why it matters
X-Content-Type-Options prevents browsers from treating mislabeled files as executable content, reducing content-sniffing attacks.
Check name
X-Content-Type-Options
Score
0/100
Status
fail
Category
Security & Trust
Maturity
Established
Goal
Prevent MIME sniffing for browser-loaded resources.
Result
X-Content-Type-Options is missing or incomplete.
Evidence
{
"header": "x-content-type-options",
"value": null
}Agent Ease of UseSkill DiscoveryEmerging recommendation
DNS-AID Agent Discovery
DNS-AID Agent Discovery failed at "Resolve DNS-AID SVCB/HTTPS records".
15 Fail
Agent Ease of UseSkill DiscoveryEmerging recommendation
DNS-AID Agent Discovery
DNS-AID Agent Discovery failed at "Resolve DNS-AID SVCB/HTTPS records".
Needs attention
DNS-AID Agent Discovery
Issue
No DNS-AID entrypoint records were found under _agents.
Why it matters
DNS-AID lets agents discover index, A2A, and other agent entrypoints before fetching HTTP metadata, while DNSSEC can authenticate the discovery zone.
Check name
DNS-AID Agent Discovery
Score
25/100
Status
fail
Category
Skill Discovery
Maturity
Emerging recommendation
Goal
Publish DNS for AI Discovery records under _agents for DNS-based agent entrypoint discovery.
Result
DNS-AID Agent Discovery failed at "Resolve DNS-AID SVCB/HTTPS records".
Validation steps
Resolve DNS-AID SVCB/HTTPS records
No DNS-AID entrypoint records were found under _agents.
Validate alpn and endpoint parameters
Include alpn and endpoint service parameters in each DNS-AID record so agents know the protocol and target entrypoint.
Check DNSSEC material
DNSSEC material was not visible for the hostname or parent zone from this resolver.
Evidence
{
"failedStep": "svcb-https-records",
"steps": [
{
"id": "svcb-https-records",
"title": "Resolve DNS-AID SVCB/HTTPS records",
"status": "fail",
"evidence": {
"hostname": "www.lendup.com",
"probes": [
{
"name": "_index._agents.www.lendup.com",
"found": false,
"recordCount": 1,
"records": [],
"hasAlpn": false,
"hasEndpoint": false
},
{
"name": "_a2a._agents.www.lendup.com",
"found": false,
"recordCount": 1,
"records": [],
"hasAlpn": false,
"hasEndpoint": false
}
]
},
"issue": "No DNS-AID entrypoint records were found under _agents.",
"howToFix": "Publish ServiceMode SVCB/HTTPS records such as _index._agents.example.com or _a2a._agents.example.com."
},
{
"id": "service-params",
"title": "Validate alpn and endpoint parameters",
"status": "informational",
"evidence": {
"discovered": []
},
"howToFix": "Include alpn and endpoint service parameters in each DNS-AID record so agents know the protocol and target entrypoint."
},
{
"id": "dnssec",
"title": "Check DNSSEC material",
"status": "warning",
"evidence": {
"hasDnssecMaterial": false,
"checked": [
{
"name": "www.lendup.com",
"dnssecTypes": [],
"dnssecRecordCount": 0
},
{
"name": "lendup.com",
"dnssecTypes": [],
"dnssecRecordCount": 0
}
]
},
"issue": "DNSSEC material was not visible for the hostname or parent zone from this resolver.",
"howToFix": "Sign the public discovery zone with DNSSEC so validating resolvers can return authenticated data."
}
]
}Agent Ease of UseMCPInformational
WebMCP
WebMCP has a validation warning at "Validate WebMCP declarative annotation quality".
13 Warning
Agent Ease of UseMCPInformational
WebMCP
WebMCP has a validation warning at "Validate WebMCP declarative annotation quality".
Needs attention
WebMCP
Issue
WebMCP declarative annotations need fixes.
Details
Why it matters
WebMCP can expose page context and actions directly through the browser, giving agents safer structured hooks than screen scraping alone.
Check name
WebMCP
Score
50/100
Status
warning
Category
MCP
Maturity
Informational
Goal
Support WebMCP to expose site tools to AI agents via the browser.
Result
WebMCP has a validation warning at "Validate WebMCP declarative annotation quality".
Validation steps
Detect data-mcp-tool annotations
No data-mcp-tool attributes were found on interactive elements.
Detect WebMCP declarative tags
No elements found with tool-name or tool-description attributes.
Validate WebMCP declarative annotation quality
WebMCP declarative annotations need fixes.
WebMCP declarative annotation issues
<input> is missing a name attribute.<input> is missing tool-param-description.<input> is missing a name attribute.<input> is missing tool-param-description.<input> is missing a name attribute.<input> is missing tool-param-description.<input> is missing a name attribute.<input> is missing tool-param-description.<input> is missing a name attribute.<input> is missing tool-param-description.<input> is missing a name attribute.<input> is missing tool-param-description.<select> is missing a name attribute.<select> is missing tool-param-description.
Detect WebMCP imperative API usage
navigator.modelContext.provideContext(), navigator.modelContext.registerTool(), or other imperative signals were not detected in rendered browser state.
Detect WebMCP browser navigator injection
navigator.modelContext was not detected in the rendered browser page.
Interactive surface coverage
Only 0% of interactive surfaces are annotated.
Evidence
{
"failedStep": "declarative-annotation-quality",
"steps": [
{
"id": "data-mcp-tool-attributes",
"title": "Detect data-mcp-tool annotations",
"status": "informational",
"evidence": {
"dataMcpToolCount": 0,
"dataMcpTools": []
},
"issue": "No data-mcp-tool attributes were found on interactive elements.",
"howToFix": "Add data-mcp-tool attributes to high-value forms, buttons, and links so generic MCP-aware tooling can identify intended actions."
},
{
"id": "declarative-tags",
"title": "Detect WebMCP declarative tags",
"status": "informational",
"evidence": {
"totalForms": 0,
"formsWithTags": 0,
"totalInteractive": 107,
"interactiveWithTags": 0,
"totalCount": 107,
"taggedCount": 0,
"dataMcpToolCount": 0,
"dataMcpTools": [],
"coverage": 0,
"annotationIssues": [
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<select> is missing a name attribute.",
"<select> is missing tool-param-description."
]
},
"issue": "No elements found with tool-name or tool-description attributes.",
"howToFix": "Add tool-name and tool-description attributes to forms and interactive elements."
},
{
"id": "declarative-annotation-quality",
"title": "Validate WebMCP declarative annotation quality",
"status": "warning",
"evidence": {
"issueCount": 14,
"issues": [
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<select> is missing a name attribute.",
"<select> is missing tool-param-description."
]
},
"issue": "WebMCP declarative annotations need fixes.",
"issueDetails": [
{
"title": "WebMCP declarative annotation issues",
"items": [
{
"type": "code",
"value": "<input> is missing a name attribute."
},
{
"type": "code",
"value": "<input> is missing tool-param-description."
},
{
"type": "code",
"value": "<input> is missing a name attribute."
},
{
"type": "code",
"value": "<input> is missing tool-param-description."
},
{
"type": "code",
"value": "<input> is missing a name attribute."
},
{
"type": "code",
"value": "<input> is missing tool-param-description."
},
{
"type": "code",
"value": "<input> is missing a name attribute."
},
{
"type": "code",
"value": "<input> is missing tool-param-description."
},
{
"type": "code",
"value": "<input> is missing a name attribute."
},
{
"type": "code",
"value": "<input> is missing tool-param-description."
},
{
"type": "code",
"value": "<input> is missing a name attribute."
},
{
"type": "code",
"value": "<input> is missing tool-param-description."
},
{
"type": "code",
"value": "<select> is missing a name attribute."
},
{
"type": "code",
"value": "<select> is missing tool-param-description."
}
]
}
],
"howToFix": "Use snake_case tool-name values, descriptive tool-description values, named and labeled fields, and tool-param-description on inputs."
},
{
"id": "imperative-api",
"title": "Detect WebMCP imperative API usage",
"status": "informational",
"evidence": {
"staticSignals": {
"detected": false,
"matched": []
},
"browser": {
"checked": true,
"detected": false,
"hasNavigatorModelContext": false,
"modelContextType": "undefined",
"hasProvideContext": false,
"hasRegisterTool": false
}
},
"issue": "navigator.modelContext.provideContext(), navigator.modelContext.registerTool(), or other imperative signals were not detected in rendered browser state.",
"howToFix": "Use navigator.modelContext.provideContext() to register tools programmatically."
},
{
"id": "browser-navigator-injection",
"title": "Detect WebMCP browser navigator injection",
"status": "informational",
"evidence": {
"browser": {
"checked": true,
"detected": false,
"hasNavigatorModelContext": false,
"modelContextType": "undefined",
"hasProvideContext": false,
"hasRegisterTool": false
}
},
"issue": "navigator.modelContext was not detected in the rendered browser page.",
"howToFix": "Expose WebMCP through navigator.modelContext in the browser runtime when the page is intended to provide in-page tools."
},
{
"id": "surface-coverage",
"title": "Interactive surface coverage",
"status": "informational",
"evidence": {
"totalForms": 0,
"formsWithTags": 0,
"totalInteractive": 107,
"interactiveWithTags": 0,
"totalCount": 107,
"taggedCount": 0,
"dataMcpToolCount": 0,
"dataMcpTools": [],
"coverage": 0,
"annotationIssues": [
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<select> is missing a name attribute.",
"<select> is missing tool-param-description."
]
},
"issue": "Only 0% of interactive surfaces are annotated.",
"howToFix": "Add WebMCP annotations to all forms and interactive elements to increase agent coverage."
}
],
"staticSignals": {
"detected": false,
"matched": []
},
"coverage": {
"totalForms": 0,
"formsWithTags": 0,
"totalInteractive": 107,
"interactiveWithTags": 0,
"totalCount": 107,
"taggedCount": 0,
"dataMcpToolCount": 0,
"dataMcpTools": [],
"coverage": 0,
"annotationIssues": [
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<input> is missing a name attribute.",
"<input> is missing tool-param-description.",
"<select> is missing a name attribute.",
"<select> is missing tool-param-description."
]
},
"browserWebMcp": {
"checked": true,
"detected": false,
"hasNavigatorModelContext": false,
"modelContextType": "undefined",
"hasProvideContext": false,
"hasRegisterTool": false
}
}GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
AIO: Source and trust signals
AIO: Source and trust signals scored 60/100 and needs improvement.
9 Warning
GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
AIO: Source and trust signals
AIO: Source and trust signals scored 60/100 and needs improvement.
Needs attention
AIO: Source and trust signals
Issue
Missing AIO trust signals: author, freshnessDate.
Details
Why it matters
AI Overviews depend on Google-search eligibility, useful visible content, consistent structured data, answer-first sections, trust signals, and preview controls that permit snippets.
Check name
AIO: Source and trust signals
Score
60/100
Status
warning
Category
GEO, AIO & AEO
Maturity
Emerging recommendation
Goal
Make page content eligible and useful for Google AI Overviews and AI Mode extraction.
Result
AIO: Source and trust signals scored 60/100 and needs improvement.
Evidence
{
"signals": {
"author": false,
"publisher": true,
"freshnessDate": false,
"aboutOrContact": true,
"policyLinks": true
},
"missing": [
"author",
"freshnessDate"
],
"authorMeta": "",
"schemaAuthors": [],
"schemaPublishers": [
"LendUp LLC"
],
"schemaDates": [],
"visibleDates": [],
"aboutLinks": [
{
"href": "/about/",
"text": "About",
"html": "<a href=\"/about/\">About</a>"
},
{
"href": "/about/",
"text": "About LendUp",
"html": "<a href=\"/about/\">About LendUp</a>"
},
{
"href": "/about/editorial-policy/",
"text": "Learn about our editorial approach ›",
"html": "<a href=\"/about/editorial-policy/\">Learn about our editorial approach ›</a>"
},
{
"href": "/consumer-protection/",
"text": "Learn about your borrower protections ›",
"html": "<a href=\"/consumer-protection/\">Learn about your borrower protections ›</a>"
},
{
"href": "/about/",
"text": "Learn More About LendUp ›",
"html": "<a href=\"/about/\" class=\"btn btn-apply\" style=\"font-size:14px;padding:12px 22px;\">Learn More About LendUp ›</a>"
},
{
"href": "/about/",
"text": "Learn more about who operates this site ›",
"html": "<a href=\"/about/\">Learn more about who operates this site ›</a>"
},
{
"href": "/about/",
"text": "About LendUp",
"html": "<a href=\"/about/\">About LendUp</a>"
},
{
"href": "/about/",
"text": "Learn more about LendUp",
"html": "<a href=\"/about/\">Learn more about LendUp</a>"
}
],
"contactLinks": [
{
"href": "/contact/",
"text": "Contact",
"html": "<a href=\"/contact/\">Contact</a>"
},
{
"href": "/emergency/",
"text": "Urgent need Emergency Loans Fast-funded options for medical bills, car repairs, rent, utilities, or food. Check free help programs first — some emergencies don't require borrowing. Learn more",
"html": "<a href=\"/emergency/\" class=\"hp-loan-card\"> <div class=\"hp-loan-icon\"><i class=\"fa-solid fa-bolt\"></i></div> <div class=\"hp-loan-card-body\"> <div class=\"hp-loan-tag\">Urgent need</div> <h3>Emergency Loans</h3> <p>Fast-funded options for medical bills, car repairs, rent, utilities, or food. Check free help programs first — some emergencies don't require borrowing.</p> <span class=\"hp-loan-link\">Learn more <i class=\"fa-solid fa-chevron-right\" style=\"font-size:10px;\"></i></span> </div..."
},
{
"href": "mailto:[email protected]",
"text": "[email protected]",
"html": "<a href=\"mailto:[email protected]\" style=\"color:#2563eb;text-decoration:none;\">[email protected]</a>"
},
{
"href": "/contact/",
"text": "Contact",
"html": "<a href=\"/contact/\">Contact</a>"
},
{
"href": "mailto:[email protected]",
"text": "[email protected]",
"html": "<a href=\"mailto:[email protected]\">[email protected]</a>"
}
],
"privacyLinks": [
{
"href": "/privacy/",
"text": "Privacy Policy",
"html": "<a href=\"/privacy/\">Privacy Policy</a>"
},
{
"href": "/privacy/",
"text": "Privacy Policy ›",
"html": "<a href=\"/privacy/\">Privacy Policy ›</a>"
},
{
"href": "/privacy/",
"text": "Privacy Policy",
"html": "<a href=\"/privacy/\">Privacy Policy</a>"
},
{
"href": "/terms/",
"text": "Terms of Use",
"html": "<a href=\"/terms/\">Terms of Use</a>"
},
{
"href": "/privacy/",
"text": "Privacy Policy",
"html": "<a href=\"/privacy/\">Privacy Policy</a>"
},
{
"href": "/terms/",
"text": "Terms of Use",
"html": "<a href=\"/terms/\">Terms of Use</a>"
}
],
"score": 60,
"weight": 20
}GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
AEO: Answer-first sections
AEO: Answer-first sections scored 65/100 and needs improvement.
5 Warning
GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
AEO: Answer-first sections
AEO: Answer-first sections scored 65/100 and needs improvement.
Needs attention
AEO: Answer-first sections
Issue
17 section(s) may benefit from a clearer opening answer; this is optional for feature/card sections.
Details
Why it matters
Answer engines need concise answers, question-led structure, entity clarity, visible evidence, and trust signals that can be extracted without relying on search-only metadata checks.
Check name
AEO: Answer-first sections
Score
65/100
Status
warning
Category
GEO, AIO & AEO
Maturity
Emerging recommendation
Goal
Make page content easy for answer engines and assistants to answer from directly.
Result
AEO: Answer-first sections scored 65/100 and needs improvement.
Evidence
{
"sectionCount": 24,
"passing": 7,
"failing": [
{
"heading": "How It Works: 3 Simple Steps",
"headingHtml": "<h2>How It Works: 3 Simple Steps</h2>",
"firstParagraph": "From request to lender contact — typically in minutes.",
"paragraphHtml": "<p>From request to lender contact — typically in minutes.</p>",
"words": 8,
"direct": false,
"issue": "First paragraph is 8 words and does not look like a concise direct answer."
},
{
"heading": "Tell Us What You Need",
"headingHtml": "<h3>Tell Us What You Need</h3>",
"firstParagraph": "Fill out a short, secure form with your loan amount and basic information. Takes about 2 minutes. There's no obligation to proceed at any point.",
"paragraphHtml": "<p>Fill out a short, secure form with your loan amount and basic information. Takes about 2 minutes. There's no obligation to proceed at any point.</p>",
"words": 25,
"direct": false,
"issue": "First paragraph is 25 words and does not look like a concise direct answer."
},
{
"heading": "We Find a Lender Match",
"headingHtml": "<h3>We Find a Lender Match</h3>",
"firstParagraph": "Our system connects your request with a licensed lender in your state who may be able to fund it. If matched, the lender will reach out to you directly.",
"paragraphHtml": "<p>Our system connects your request with a licensed lender in your state who may be able to fund it. If matched, the lender will reach out to you directly.</p>",
"words": 29,
"direct": false,
"issue": "First paragraph is 29 words and does not look like a concise direct answer."
},
{
"heading": "Find the Right Loan for Your Situation",
"headingHtml": "<h2>Find the Right Loan for Your Situation</h2>",
"firstParagraph": "Not sure which loan type fits? Start with your amount and timeline.",
"paragraphHtml": "<p>Not sure which loan type fits? Start with your amount and timeline.</p>",
"words": 12,
"direct": false,
"issue": "First paragraph is 12 words and does not look like a concise direct answer."
},
{
"heading": "Payday Loans",
"headingHtml": "<h3>Payday Loans</h3>",
"firstParagraph": "Short-term loans repaid on your next payday. Income-focused — many lenders weigh income and bank activity more than credit score. Fastest funding option.",
"paragraphHtml": "<p>Short-term loans repaid on your next payday. Income-focused — many lenders weigh income and bank activity more than credit score. Fastest funding option.</p>",
"words": 22,
"direct": false,
"issue": "First paragraph is 22 words and does not look like a concise direct answer."
},
{
"heading": "Installment Loans",
"headingHtml": "<h3>Installment Loans</h3>",
"firstParagraph": "Larger amounts with fixed monthly payments over 3–24 months. Built for bigger expenses you need time to repay. Low scores accepted.",
"paragraphHtml": "<p>Larger amounts with fixed monthly payments over 3–24 months. Built for bigger expenses you need time to repay. Low scores accepted.</p>",
"words": 22,
"direct": false,
"issue": "First paragraph is 22 words and does not look like a concise direct answer."
},
{
"heading": "Emergency Loans",
"headingHtml": "<h3>Emergency Loans</h3>",
"firstParagraph": "Fast-funded options for medical bills, car repairs, rent, utilities, or food. Check free help programs first — some emergencies don't require borrowing.",
"paragraphHtml": "<p>Fast-funded options for medical bills, car repairs, rent, utilities, or food. Check free help programs first — some emergencies don't require borrowing.</p>",
"words": 21,
"direct": false,
"issue": "First paragraph is 21 words and does not look like a concise direct answer."
},
{
"heading": "Bad Credit Loans",
"headingHtml": "<h3>Bad Credit Loans</h3>",
"firstParagraph": "Options for borrowers with low or limited credit history. We work with lenders who consider more than just your score — income and bank activity matter too.",
"paragraphHtml": "<p>Options for borrowers with low or limited credit history. We work with lenders who consider more than just your score — income and bank activity matter too.</p>",
"words": 26,
"direct": false,
"issue": "First paragraph is 26 words and does not look like a concise direct answer."
},
{
"heading": "Same-Day Loans",
"headingHtml": "<h3>Same-Day Loans</h3>",
"firstParagraph": "Loans with potential same-business-day funding. Timing depends on lender, application time, and your bank. Apply before noon for the best chance.",
"paragraphHtml": "<p>Loans with potential same-business-day funding. Timing depends on lender, application time, and your bank. Apply before noon for the best chance.</p>",
"words": 21,
"direct": false,
"issue": "First paragraph is 21 words and does not look like a concise direct answer."
},
{
"heading": "Loan Options in Your State",
"headingHtml": "<h2>Loan Options in Your State</h2>",
"firstParagraph": "Lending laws, rate caps, and available loan types vary by state. Select your state to see what applies to you.",
"paragraphHtml": "<p>Lending laws, rate caps, and available loan types vary by state. Select your state to see what applies to you.</p>",
"words": 20,
"direct": false,
"issue": "First paragraph is 20 words and does not look like a concise direct answer."
},
{
"heading": "Why Borrowers Trust LendUp",
"headingHtml": "<h2>Why Borrowers Trust LendUp</h2>",
"firstParagraph": "We believe trust is earned through transparency — not claimed with badges.",
"paragraphHtml": "<p>We believe trust is earned through transparency — not claimed with badges.</p>",
"words": 11,
"direct": false,
"issue": "First paragraph is 11 words and does not look like a concise direct answer."
},
{
"heading": "Your Rights as a Borrower",
"headingHtml": "<h3><i class=\"fa-solid fa-scale-balanced\"></i> Your Rights as a Borrower</h3>",
"firstParagraph": "You have the right to see full loan terms before you accept — including APR, total of payments, and all fees. You can never be charged hidden fees through LendUp. You can file complaints with the CFPB at any time.",
"paragraphHtml": "<p>You have the right to see full loan terms before you accept — including APR, total of payments, and all fees. You can never be charged hidden fees through LendUp. You can file complaints with the <a href=\"https://www.consumerfinance.gov/complaint/\" target=\"_blank\" rel=\"noopener noreferrer\">CFPB</a> at any time.</p>",
"words": 39,
"direct": false,
"issue": "First paragraph is 39 words and does not look like a concise direct answer."
},
{
"heading": "Understanding APR: What Your Loan Really Costs",
"headingHtml": "<h3>Understanding APR: What Your Loan Really Costs</h3>",
"firstParagraph": "How to read fee disclosures, calculate total repayment, and compare offers before you sign.",
"paragraphHtml": "<p>How to read fee disclosures, calculate total repayment, and compare offers before you sign.</p>",
"words": 14,
"direct": false,
"issue": "First paragraph is 14 words and does not look like a concise direct answer."
},
{
"heading": "Payday Loan Risks and Alternatives to Consider",
"headingHtml": "<h3>Payday Loan Risks and Alternatives to Consider</h3>",
"firstParagraph": "The rollover cycle, what happens if you can't repay, and lower-cost options worth checking first.",
"paragraphHtml": "<p>The rollover cycle, what happens if you can't repay, and lower-cost options worth checking first.</p>",
"words": 15,
"direct": false,
"issue": "First paragraph is 15 words and does not look like a concise direct answer."
},
{
"heading": "How to Spot a Loan Scam",
"headingHtml": "<h3>How to Spot a Loan Scam</h3>",
"firstParagraph": "Upfront-fee scams, fake lenders, advance-fee fraud — and exactly what to do if you've already shared your information.",
"paragraphHtml": "<p>Upfront-fee scams, fake lenders, advance-fee fraud — and exactly what to do if you've already shared your information.</p>",
"words": 17,
"direct": false,
"issue": "First paragraph is 17 words and does not look like a concise direct answer."
},
{
"heading": "How to Improve Your Approval Odds",
"headingHtml": "<h3>How to Improve Your Approval Odds</h3>",
"firstParagraph": "What lenders actually look at, what you can change before applying, and how to position your application.",
"paragraphHtml": "<p>What lenders actually look at, what you can change before applying, and how to position your application.</p>",
"words": 17,
"direct": false,
"issue": "First paragraph is 17 words and does not look like a concise direct answer."
},
{
"heading": "Frequently Asked Questions",
"headingHtml": "<h2>Frequently Asked Questions</h2>",
"firstParagraph": "Straight answers to the questions borrowers ask most.",
"paragraphHtml": "<p>Straight answers to the questions borrowers ask most.</p>",
"words": 8,
"direct": false,
"issue": "First paragraph is 8 words and does not look like a concise direct answer."
}
],
"score": 65,
"weight": 28
}GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
AEO: Answer evidence and trust
AEO: Answer evidence and trust scored 60/100 and needs improvement.
4 Warning
GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
AEO: Answer evidence and trust
AEO: Answer evidence and trust scored 60/100 and needs improvement.
Needs attention
AEO: Answer evidence and trust
Issue
Missing AIO trust signals: author, freshnessDate.
Details
Why it matters
Answer engines need concise answers, question-led structure, entity clarity, visible evidence, and trust signals that can be extracted without relying on search-only metadata checks.
Check name
AEO: Answer evidence and trust
Score
60/100
Status
warning
Category
GEO, AIO & AEO
Maturity
Emerging recommendation
Goal
Make page content easy for answer engines and assistants to answer from directly.
Result
AEO: Answer evidence and trust scored 60/100 and needs improvement.
Evidence
{
"signals": {
"author": false,
"publisher": true,
"freshnessDate": false,
"aboutOrContact": true,
"policyLinks": true
},
"missing": [
"author",
"freshnessDate"
],
"authorMeta": "",
"schemaAuthors": [],
"schemaPublishers": [
"LendUp LLC"
],
"schemaDates": [],
"visibleDates": [],
"aboutLinks": [
{
"href": "/about/",
"text": "About",
"html": "<a href=\"/about/\">About</a>"
},
{
"href": "/about/",
"text": "About LendUp",
"html": "<a href=\"/about/\">About LendUp</a>"
},
{
"href": "/about/editorial-policy/",
"text": "Learn about our editorial approach ›",
"html": "<a href=\"/about/editorial-policy/\">Learn about our editorial approach ›</a>"
},
{
"href": "/consumer-protection/",
"text": "Learn about your borrower protections ›",
"html": "<a href=\"/consumer-protection/\">Learn about your borrower protections ›</a>"
},
{
"href": "/about/",
"text": "Learn More About LendUp ›",
"html": "<a href=\"/about/\" class=\"btn btn-apply\" style=\"font-size:14px;padding:12px 22px;\">Learn More About LendUp ›</a>"
},
{
"href": "/about/",
"text": "Learn more about who operates this site ›",
"html": "<a href=\"/about/\">Learn more about who operates this site ›</a>"
},
{
"href": "/about/",
"text": "About LendUp",
"html": "<a href=\"/about/\">About LendUp</a>"
},
{
"href": "/about/",
"text": "Learn more about LendUp",
"html": "<a href=\"/about/\">Learn more about LendUp</a>"
}
],
"contactLinks": [
{
"href": "/contact/",
"text": "Contact",
"html": "<a href=\"/contact/\">Contact</a>"
},
{
"href": "/emergency/",
"text": "Urgent need Emergency Loans Fast-funded options for medical bills, car repairs, rent, utilities, or food. Check free help programs first — some emergencies don't require borrowing. Learn more",
"html": "<a href=\"/emergency/\" class=\"hp-loan-card\"> <div class=\"hp-loan-icon\"><i class=\"fa-solid fa-bolt\"></i></div> <div class=\"hp-loan-card-body\"> <div class=\"hp-loan-tag\">Urgent need</div> <h3>Emergency Loans</h3> <p>Fast-funded options for medical bills, car repairs, rent, utilities, or food. Check free help programs first — some emergencies don't require borrowing.</p> <span class=\"hp-loan-link\">Learn more <i class=\"fa-solid fa-chevron-right\" style=\"font-size:10px;\"></i></span> </div..."
},
{
"href": "mailto:[email protected]",
"text": "[email protected]",
"html": "<a href=\"mailto:[email protected]\" style=\"color:#2563eb;text-decoration:none;\">[email protected]</a>"
},
{
"href": "/contact/",
"text": "Contact",
"html": "<a href=\"/contact/\">Contact</a>"
},
{
"href": "mailto:[email protected]",
"text": "[email protected]",
"html": "<a href=\"mailto:[email protected]\">[email protected]</a>"
}
],
"privacyLinks": [
{
"href": "/privacy/",
"text": "Privacy Policy",
"html": "<a href=\"/privacy/\">Privacy Policy</a>"
},
{
"href": "/privacy/",
"text": "Privacy Policy ›",
"html": "<a href=\"/privacy/\">Privacy Policy ›</a>"
},
{
"href": "/privacy/",
"text": "Privacy Policy",
"html": "<a href=\"/privacy/\">Privacy Policy</a>"
},
{
"href": "/terms/",
"text": "Terms of Use",
"html": "<a href=\"/terms/\">Terms of Use</a>"
},
{
"href": "/privacy/",
"text": "Privacy Policy",
"html": "<a href=\"/privacy/\">Privacy Policy</a>"
},
{
"href": "/terms/",
"text": "Terms of Use",
"html": "<a href=\"/terms/\">Terms of Use</a>"
}
],
"score": 60,
"weight": 22
}GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
AIO: Answer block readiness
AIO: Answer block readiness scored 65/100 and needs improvement.
3 Warning
GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
AIO: Answer block readiness
AIO: Answer block readiness scored 65/100 and needs improvement.
Needs attention
AIO: Answer block readiness
Issue
17 section(s) may benefit from a clearer opening answer; this is optional for feature/card sections.
Details
Why it matters
AI Overviews depend on Google-search eligibility, useful visible content, consistent structured data, answer-first sections, trust signals, and preview controls that permit snippets.
Check name
AIO: Answer block readiness
Score
65/100
Status
warning
Category
GEO, AIO & AEO
Maturity
Emerging recommendation
Goal
Make page content eligible and useful for Google AI Overviews and AI Mode extraction.
Result
AIO: Answer block readiness scored 65/100 and needs improvement.
Evidence
{
"sectionCount": 24,
"passing": 7,
"failing": [
{
"heading": "How It Works: 3 Simple Steps",
"headingHtml": "<h2>How It Works: 3 Simple Steps</h2>",
"firstParagraph": "From request to lender contact — typically in minutes.",
"paragraphHtml": "<p>From request to lender contact — typically in minutes.</p>",
"words": 8,
"direct": false,
"issue": "First paragraph is 8 words and does not look like a concise direct answer."
},
{
"heading": "Tell Us What You Need",
"headingHtml": "<h3>Tell Us What You Need</h3>",
"firstParagraph": "Fill out a short, secure form with your loan amount and basic information. Takes about 2 minutes. There's no obligation to proceed at any point.",
"paragraphHtml": "<p>Fill out a short, secure form with your loan amount and basic information. Takes about 2 minutes. There's no obligation to proceed at any point.</p>",
"words": 25,
"direct": false,
"issue": "First paragraph is 25 words and does not look like a concise direct answer."
},
{
"heading": "We Find a Lender Match",
"headingHtml": "<h3>We Find a Lender Match</h3>",
"firstParagraph": "Our system connects your request with a licensed lender in your state who may be able to fund it. If matched, the lender will reach out to you directly.",
"paragraphHtml": "<p>Our system connects your request with a licensed lender in your state who may be able to fund it. If matched, the lender will reach out to you directly.</p>",
"words": 29,
"direct": false,
"issue": "First paragraph is 29 words and does not look like a concise direct answer."
},
{
"heading": "Find the Right Loan for Your Situation",
"headingHtml": "<h2>Find the Right Loan for Your Situation</h2>",
"firstParagraph": "Not sure which loan type fits? Start with your amount and timeline.",
"paragraphHtml": "<p>Not sure which loan type fits? Start with your amount and timeline.</p>",
"words": 12,
"direct": false,
"issue": "First paragraph is 12 words and does not look like a concise direct answer."
},
{
"heading": "Payday Loans",
"headingHtml": "<h3>Payday Loans</h3>",
"firstParagraph": "Short-term loans repaid on your next payday. Income-focused — many lenders weigh income and bank activity more than credit score. Fastest funding option.",
"paragraphHtml": "<p>Short-term loans repaid on your next payday. Income-focused — many lenders weigh income and bank activity more than credit score. Fastest funding option.</p>",
"words": 22,
"direct": false,
"issue": "First paragraph is 22 words and does not look like a concise direct answer."
},
{
"heading": "Installment Loans",
"headingHtml": "<h3>Installment Loans</h3>",
"firstParagraph": "Larger amounts with fixed monthly payments over 3–24 months. Built for bigger expenses you need time to repay. Low scores accepted.",
"paragraphHtml": "<p>Larger amounts with fixed monthly payments over 3–24 months. Built for bigger expenses you need time to repay. Low scores accepted.</p>",
"words": 22,
"direct": false,
"issue": "First paragraph is 22 words and does not look like a concise direct answer."
},
{
"heading": "Emergency Loans",
"headingHtml": "<h3>Emergency Loans</h3>",
"firstParagraph": "Fast-funded options for medical bills, car repairs, rent, utilities, or food. Check free help programs first — some emergencies don't require borrowing.",
"paragraphHtml": "<p>Fast-funded options for medical bills, car repairs, rent, utilities, or food. Check free help programs first — some emergencies don't require borrowing.</p>",
"words": 21,
"direct": false,
"issue": "First paragraph is 21 words and does not look like a concise direct answer."
},
{
"heading": "Bad Credit Loans",
"headingHtml": "<h3>Bad Credit Loans</h3>",
"firstParagraph": "Options for borrowers with low or limited credit history. We work with lenders who consider more than just your score — income and bank activity matter too.",
"paragraphHtml": "<p>Options for borrowers with low or limited credit history. We work with lenders who consider more than just your score — income and bank activity matter too.</p>",
"words": 26,
"direct": false,
"issue": "First paragraph is 26 words and does not look like a concise direct answer."
},
{
"heading": "Same-Day Loans",
"headingHtml": "<h3>Same-Day Loans</h3>",
"firstParagraph": "Loans with potential same-business-day funding. Timing depends on lender, application time, and your bank. Apply before noon for the best chance.",
"paragraphHtml": "<p>Loans with potential same-business-day funding. Timing depends on lender, application time, and your bank. Apply before noon for the best chance.</p>",
"words": 21,
"direct": false,
"issue": "First paragraph is 21 words and does not look like a concise direct answer."
},
{
"heading": "Loan Options in Your State",
"headingHtml": "<h2>Loan Options in Your State</h2>",
"firstParagraph": "Lending laws, rate caps, and available loan types vary by state. Select your state to see what applies to you.",
"paragraphHtml": "<p>Lending laws, rate caps, and available loan types vary by state. Select your state to see what applies to you.</p>",
"words": 20,
"direct": false,
"issue": "First paragraph is 20 words and does not look like a concise direct answer."
},
{
"heading": "Why Borrowers Trust LendUp",
"headingHtml": "<h2>Why Borrowers Trust LendUp</h2>",
"firstParagraph": "We believe trust is earned through transparency — not claimed with badges.",
"paragraphHtml": "<p>We believe trust is earned through transparency — not claimed with badges.</p>",
"words": 11,
"direct": false,
"issue": "First paragraph is 11 words and does not look like a concise direct answer."
},
{
"heading": "Your Rights as a Borrower",
"headingHtml": "<h3><i class=\"fa-solid fa-scale-balanced\"></i> Your Rights as a Borrower</h3>",
"firstParagraph": "You have the right to see full loan terms before you accept — including APR, total of payments, and all fees. You can never be charged hidden fees through LendUp. You can file complaints with the CFPB at any time.",
"paragraphHtml": "<p>You have the right to see full loan terms before you accept — including APR, total of payments, and all fees. You can never be charged hidden fees through LendUp. You can file complaints with the <a href=\"https://www.consumerfinance.gov/complaint/\" target=\"_blank\" rel=\"noopener noreferrer\">CFPB</a> at any time.</p>",
"words": 39,
"direct": false,
"issue": "First paragraph is 39 words and does not look like a concise direct answer."
},
{
"heading": "Understanding APR: What Your Loan Really Costs",
"headingHtml": "<h3>Understanding APR: What Your Loan Really Costs</h3>",
"firstParagraph": "How to read fee disclosures, calculate total repayment, and compare offers before you sign.",
"paragraphHtml": "<p>How to read fee disclosures, calculate total repayment, and compare offers before you sign.</p>",
"words": 14,
"direct": false,
"issue": "First paragraph is 14 words and does not look like a concise direct answer."
},
{
"heading": "Payday Loan Risks and Alternatives to Consider",
"headingHtml": "<h3>Payday Loan Risks and Alternatives to Consider</h3>",
"firstParagraph": "The rollover cycle, what happens if you can't repay, and lower-cost options worth checking first.",
"paragraphHtml": "<p>The rollover cycle, what happens if you can't repay, and lower-cost options worth checking first.</p>",
"words": 15,
"direct": false,
"issue": "First paragraph is 15 words and does not look like a concise direct answer."
},
{
"heading": "How to Spot a Loan Scam",
"headingHtml": "<h3>How to Spot a Loan Scam</h3>",
"firstParagraph": "Upfront-fee scams, fake lenders, advance-fee fraud — and exactly what to do if you've already shared your information.",
"paragraphHtml": "<p>Upfront-fee scams, fake lenders, advance-fee fraud — and exactly what to do if you've already shared your information.</p>",
"words": 17,
"direct": false,
"issue": "First paragraph is 17 words and does not look like a concise direct answer."
},
{
"heading": "How to Improve Your Approval Odds",
"headingHtml": "<h3>How to Improve Your Approval Odds</h3>",
"firstParagraph": "What lenders actually look at, what you can change before applying, and how to position your application.",
"paragraphHtml": "<p>What lenders actually look at, what you can change before applying, and how to position your application.</p>",
"words": 17,
"direct": false,
"issue": "First paragraph is 17 words and does not look like a concise direct answer."
},
{
"heading": "Frequently Asked Questions",
"headingHtml": "<h2>Frequently Asked Questions</h2>",
"firstParagraph": "Straight answers to the questions borrowers ask most.",
"paragraphHtml": "<p>Straight answers to the questions borrowers ask most.</p>",
"words": 8,
"direct": false,
"issue": "First paragraph is 8 words and does not look like a concise direct answer."
}
],
"score": 65,
"weight": 8
}GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
GEO: Entity clarity
GEO: Entity clarity scored 83/100 and needs improvement.
2 Warning
GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
GEO: Entity clarity
GEO: Entity clarity scored 83/100 and needs improvement.
Needs attention
GEO: Entity clarity
Issue
Title/H1 terms missing from description: choose, fits, situation, free, find.
Details
Why it matters
Generative engines favor pages with self-contained answer passages, clear entities, structured data, summaries, FAQ patterns, and crawler-accessible HTML that can be cited without extra interpretation.
Check name
GEO: Entity clarity
Score
83/100
Status
warning
Category
GEO, AIO & AEO
Maturity
Emerging recommendation
Goal
Make page content easy for AI answer engines to extract, cite, and attribute.
Result
GEO: Entity clarity scored 83/100 and needs improvement.
Evidence
{
"title": "Choose a Loan That Fits Your Situation | LendUp| LendUp - Free Loan-Matching Service",
"h1": "Find a Loan That Fits Your Situation",
"description": "LendUp is a borrower-first loan-matching service that does more than connect you with a lender — we explain costs, highlight risks, and show alternatives before you borrow.",
"topicOverlap": 0.4444444444444444,
"topicTerms": [
"choose",
"loan",
"fits",
"situation",
"lendup",
"free",
"matching",
"service",
"find"
],
"descriptionTerms": [
"lendup",
"borrower",
"first",
"loan",
"matching",
"service",
"does",
"more",
"than",
"connect",
"lender",
"explain",
"costs",
"highlight",
"risks",
"show",
"alternatives",
"before",
"borrow"
],
"missingFromDescription": [
"choose",
"fits",
"situation",
"free",
"find"
],
"score": 83,
"weight": 28
}GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
GEO: Explanatory content depth
GEO: Explanatory content depth scored 75/100 and needs improvement.
2 Warning
GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
GEO: Explanatory content depth
GEO: Explanatory content depth scored 75/100 and needs improvement.
Needs attention
GEO: Explanatory content depth
Issue
3 explanatory paragraph(s) could be stronger for citation or AI extraction.
Details
Why it matters
Generative engines favor pages with self-contained answer passages, clear entities, structured data, summaries, FAQ patterns, and crawler-accessible HTML that can be cited without extra interpretation.
Check name
GEO: Explanatory content depth
Score
75/100
Status
warning
Category
GEO, AIO & AEO
Maturity
Emerging recommendation
Goal
Make page content easy for AI answer engines to extract, cite, and attribute.
Result
GEO: Explanatory content depth scored 75/100 and needs improvement.
Evidence
{
"candidatePassages": 4,
"citablePassages": 1,
"failingCandidateParagraphs": [
{
"index": 19,
"heading": "H3: Our Editorial Standards",
"text": "All content on LendUp is reviewed for accuracy by a financial professional with consumer lending experience. We cite official sources including the CFPB, FTC, and state regulatory agencies. Every page carries a \"last reviewed\" date so you know the information is current.",
"words": 42,
"hasEvidence": false,
"reasons": [
"Too short for a citation-ready passage (42 words; target 80-220).",
"Missing a named source, statistic, date, percentage, report, or other evidence signal."
],
"html": "<p>All content on LendUp is reviewed for accuracy by a financial professional with consumer lending experience. We cite official sources including the CFPB, FTC, and state regulatory agencies. Every page carries a "last reviewed" date so you know the information is current.</p>"
},
{
"index": 27,
"heading": "H2: About LendUp Today",
"text": "LendUp.com is operated by LendUp LLC, which acquired the domain after the former LendUp Loans LLC ceased lending operations in January 2022. We operate as a loan-matching service — we are not a lender, and we do not make lending decisions.",
"words": 41,
"hasEvidence": true,
"reasons": [
"Too short for a citation-ready passage (41 words; target 80-220)."
],
"html": "<p>LendUp.com is operated by LendUp LLC, which acquired the domain after the former LendUp Loans LLC ceased lending operations in January 2022. We operate as a loan-matching service — we are not a lender, and we do not make lending decisions.</p>"
},
{
"index": 32,
"heading": "H4: Company",
"text": "LendUp is not a lender and does not make credit decisions. When you submit our form, we may share your information with a lender in our network who may contact you about loan options you qualify for. Contact may be made via email, telephone, or text at the number you provided. We may earn compensation from the lender. Submitting a request does not guarantee an offer. See our Privacy Policy and Terms of Use.",
"words": 74,
"hasEvidence": false,
"reasons": [
"Too short for a citation-ready passage (74 words; target 80-220).",
"Missing a named source, statistic, date, percentage, report, or other evidence signal."
],
"html": "<p class=\"notice\">LendUp is not a lender and does not make credit decisions. When you submit our form, we may share your information with a lender in our network who may contact you about loan options you qualify for. Contact may be made via email, telephone, or text at the number you provided. We may earn compensation from the lender. Submitting a request does not guarantee an offer. See our <a href=\"/privacy/\">Privacy Policy</a> and <a href=\"/terms/\">Terms of Use</a>. </p>"
}
],
"citableParagraphs": [
{
"index": 35,
"heading": "H4: Company",
"text": "NOTICE: LendUp.com is operated by LendUp LLC (8 The Green STE A, Dover, DE 19901). This entity has no ownership, corporate, or operational relationship to the former LendUp Loans, LLC (formerly Flurish, Inc.), LendUp Global, Inc., or their former executives. The former LendUp Loans LLC ceased loan operations in January 2022. LendUp LLC does not have access to information or client data from the former entity. If y...",
"words": 91,
"hasEvidence": true,
"reasons": [],
"html": "<p class=\"notice footer-notice-box\"><strong>NOTICE:</strong> LendUp.com is operated by LendUp LLC (8 The Green STE A, Dover, DE 19901). This entity has no ownership, corporate, or operational relationship to the former LendUp Loans, LLC (formerly Flurish, Inc.), LendUp Global, Inc., or their former executives. The former LendUp Loans LLC ceased loan operations in January 2022. LendUp LLC does not have access to information or client data from the former entity. If you had an account with the..."
}
],
"score": 75,
"weight": 18
}GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
GEO: Extraction-friendly structure
GEO: Extraction-friendly structure scored 85/100 and needs improvement.
2 Warning
GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
GEO: Extraction-friendly structure
GEO: Extraction-friendly structure scored 85/100 and needs improvement.
Needs attention
GEO: Extraction-friendly structure
Issue
Missing extraction signals: optional top summary / TL;DR / key takeaways block, table with <thead> only if the page already has tabular/comparative data, ordered list only if the page explains a workflow/process.
Details
Why it matters
Generative engines favor pages with self-contained answer passages, clear entities, structured data, summaries, FAQ patterns, and crawler-accessible HTML that can be cited without extra interpretation.
Check name
GEO: Extraction-friendly structure
Score
85/100
Status
warning
Category
GEO, AIO & AEO
Maturity
Emerging recommendation
Goal
Make page content easy for AI answer engines to extract, cite, and attribute.
Result
GEO: Extraction-friendly structure scored 85/100 and needs improvement.
Evidence
{
"hasSummary": false,
"tableCount": 0,
"tablesWithHead": 0,
"tablesMissingThead": [],
"orderedLists": 0,
"hasFaq": true,
"definitionPatterns": 21,
"schemaBlocks": 2,
"missingSignals": [
"optional top summary / TL;DR / key takeaways block",
"table with <thead> only if the page already has tabular/comparative data",
"ordered list only if the page explains a workflow/process"
],
"score": 85,
"weight": 24
}GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
AEO: Entity and definition clarity
AEO: Entity and definition clarity scored 86/100 and needs improvement.
1 Warning
GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
AEO: Entity and definition clarity
AEO: Entity and definition clarity scored 86/100 and needs improvement.
Needs attention
AEO: Entity and definition clarity
Issue
Entity or definition gaps: choose, fits, situation, free, find.
Details
Why it matters
Answer engines need concise answers, question-led structure, entity clarity, visible evidence, and trust signals that can be extracted without relying on search-only metadata checks.
Check name
AEO: Entity and definition clarity
Score
86/100
Status
warning
Category
GEO, AIO & AEO
Maturity
Emerging recommendation
Goal
Make page content easy for answer engines and assistants to answer from directly.
Result
AEO: Entity and definition clarity scored 86/100 and needs improvement.
Evidence
{
"title": "Choose a Loan That Fits Your Situation | LendUp| LendUp - Free Loan-Matching Service",
"h1": "Find a Loan That Fits Your Situation",
"description": "LendUp is a borrower-first loan-matching service that does more than connect you with a lender — we explain costs, highlight risks, and show alternatives before you borrow.",
"topicOverlap": 0.4444444444444444,
"definitionCount": 21,
"topicTerms": [
"choose",
"loan",
"fits",
"situation",
"lendup",
"free",
"matching",
"service",
"find"
],
"descriptionTerms": [
"lendup",
"borrower",
"first",
"loan",
"matching",
"service",
"does",
"more",
"than",
"connect",
"lender",
"explain",
"costs",
"highlight",
"risks",
"show",
"alternatives",
"before",
"borrow"
],
"missingFromDescription": [
"choose",
"fits",
"situation",
"free",
"find"
],
"score": 86,
"weight": 18
}GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
AEO: Answer intent coverage
AEO: Answer intent coverage scored 70/100 and needs improvement.
1 Warning
GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
AEO: Answer intent coverage
AEO: Answer intent coverage scored 70/100 and needs improvement.
Needs attention
AEO: Answer intent coverage
Issue
Missing likely AI Overview intent sections: what, cost, compare.
Details
Why it matters
Answer engines need concise answers, question-led structure, entity clarity, visible evidence, and trust signals that can be extracted without relying on search-only metadata checks.
Check name
AEO: Answer intent coverage
Score
70/100
Status
warning
Category
GEO, AIO & AEO
Maturity
Emerging recommendation
Goal
Make page content easy for answer engines and assistants to answer from directly.
Result
AEO: Answer intent coverage scored 70/100 and needs improvement.
Evidence
{
"headings": [
{
"text": "How It Works: 3 Simple Steps",
"html": "<h2>How It Works: 3 Simple Steps</h2>"
},
{
"text": "Find the Right Loan for Your Situation",
"html": "<h2>Find the Right Loan for Your Situation</h2>"
},
{
"text": "Loan Options in Your State",
"html": "<h2>Loan Options in Your State</h2>"
},
{
"text": "Why Borrowers Trust LendUp",
"html": "<h2>Why Borrowers Trust LendUp</h2>"
},
{
"text": "Make an Informed Decision",
"html": "<h2>Make an Informed Decision</h2>"
},
{
"text": "About LendUp Today",
"html": "<h2>About LendUp Today</h2>"
},
{
"text": "Frequently Asked Questions",
"html": "<h2>Frequently Asked Questions</h2>"
}
],
"expected": [
{
"id": "what",
"label": "What is Choose a Loan That Fits Your Situation?",
"pattern": {}
},
{
"id": "how",
"label": "How does Choose a Loan That Fits Your Situation work?",
"pattern": {}
},
{
"id": "benefits",
"label": "Why use Choose a Loan That Fits Your Situation?",
"pattern": {}
},
{
"id": "cost",
"label": "Is Choose a Loan That Fits Your Situation free or paid?",
"pattern": {}
},
{
"id": "compare",
"label": "How does Choose a Loan That Fits Your Situation compare with alternatives?",
"pattern": {}
}
],
"missing": [
{
"id": "what",
"label": "What is Choose a Loan That Fits Your Situation?",
"pattern": {}
},
{
"id": "cost",
"label": "Is Choose a Loan That Fits Your Situation free or paid?",
"pattern": {}
},
{
"id": "compare",
"label": "How does Choose a Loan That Fits Your Situation compare with alternatives?",
"pattern": {}
}
],
"score": 70,
"weight": 8
}Agent Ease of UseAPIEmerging recommendation
AI context endpoint
AI context endpoint is informational for this page.
Informational
Agent Ease of UseAPIEmerging recommendation
AI context endpoint
AI context endpoint is informational for this page.
Needs attention
AI context endpoint
Issue
AI context endpoint is informational for this page.
Why it matters
A context endpoint gives agents a small, low-latency summary of product purpose, safe actions, and canonical machine-readable resources without scraping the whole site.
Check name
AI context endpoint
Score
100/100
Status
informational
Category
API
Maturity
Emerging recommendation
Goal
Expose a compact API context endpoint agents can fetch before deciding which public API or discovery resource to use.
Result
AI context endpoint is informational for this page.
Validation steps
Fetch to find resource
AI context endpoint was not found at the expected path.
Evidence
{
"steps": [
{
"id": "fetch",
"title": "Fetch to find resource",
"status": "informational",
"evidence": {
"checked": [
{
"path": "/api/ai/context",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/api/context",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/context",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
}
]
},
"issue": "AI context endpoint was not found at the expected path.",
"howToFix": "Publish a concise JSON or Markdown AI context endpoint describing the product, public actions, and machine-readable resources."
}
]
}GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
AIO: Query intent coverage
AIO: Query intent coverage is informational for this page.
Informational
GEO, AIO and AEOGEO, AIO & AEOEmerging recommendation
AIO: Query intent coverage
AIO: Query intent coverage is informational for this page.
Needs attention
AIO: Query intent coverage
Issue
Missing likely AI Overview intent sections: what, cost, compare.
Details
Why it matters
AI Overviews depend on Google-search eligibility, useful visible content, consistent structured data, answer-first sections, trust signals, and preview controls that permit snippets.
Check name
AIO: Query intent coverage
Score
70/100
Status
informational
Category
GEO, AIO & AEO
Maturity
Emerging recommendation
Goal
Make page content eligible and useful for Google AI Overviews and AI Mode extraction.
Result
AIO: Query intent coverage is informational for this page.
Evidence
{
"headings": [
{
"text": "How It Works: 3 Simple Steps",
"html": "<h2>How It Works: 3 Simple Steps</h2>"
},
{
"text": "Find the Right Loan for Your Situation",
"html": "<h2>Find the Right Loan for Your Situation</h2>"
},
{
"text": "Loan Options in Your State",
"html": "<h2>Loan Options in Your State</h2>"
},
{
"text": "Why Borrowers Trust LendUp",
"html": "<h2>Why Borrowers Trust LendUp</h2>"
},
{
"text": "Make an Informed Decision",
"html": "<h2>Make an Informed Decision</h2>"
},
{
"text": "About LendUp Today",
"html": "<h2>About LendUp Today</h2>"
},
{
"text": "Frequently Asked Questions",
"html": "<h2>Frequently Asked Questions</h2>"
}
],
"expected": [
{
"id": "what",
"label": "What is Choose a Loan That Fits Your Situation?",
"pattern": {}
},
{
"id": "how",
"label": "How does Choose a Loan That Fits Your Situation work?",
"pattern": {}
},
{
"id": "benefits",
"label": "Why use Choose a Loan That Fits Your Situation?",
"pattern": {}
},
{
"id": "cost",
"label": "Is Choose a Loan That Fits Your Situation free or paid?",
"pattern": {}
},
{
"id": "compare",
"label": "How does Choose a Loan That Fits Your Situation compare with alternatives?",
"pattern": {}
}
],
"missing": [
{
"id": "what",
"label": "What is Choose a Loan That Fits Your Situation?",
"pattern": {}
},
{
"id": "cost",
"label": "Is Choose a Loan That Fits Your Situation free or paid?",
"pattern": {}
},
{
"id": "compare",
"label": "How does Choose a Loan That Fits Your Situation compare with alternatives?",
"pattern": {}
}
],
"score": 70,
"weight": 4
}Agent Ease of UseAuthEmerging recommendation
Auth.md Agent Registration
Auth.md Agent Registration has an informational finding because the page appears to support authentication.
Informational
Agent Ease of UseAuthEmerging recommendation
Auth.md Agent Registration
Auth.md Agent Registration has an informational finding because the page appears to support authentication.
Needs attention
Auth.md Agent Registration
Issue
auth.md response did not match the expected agent registration shape. Content-Type "text/html; charset=utf-8" is not Markdown or text/plain; content too short (48/80 chars minimum); missing registration instructions; missing /.well-known/oauth-protected-resource link; missing /.well-known/oauth-authorization-server link; missing supported identity type language; missing credential type language.
Why it matters
Agent registration metadata lets automated clients find the registration path, supported identity types, credential types, and related claim or revocation endpoints without scraping human docs.
Check name
Auth.md Agent Registration
Score
0/100
Status
informational
Category
Auth
Maturity
Emerging recommendation
Goal
Publish Auth.md and agent_auth metadata so agents can discover registration and credential requirements.
Result
Auth.md Agent Registration has an informational finding because the page appears to support authentication.
Validation steps
Fetch and validate /auth.md
auth.md response did not match the expected agent registration shape. Content-Type "text/html; charset=utf-8" is not Markdown or text/plain; content too short (48/80 chars minimum); missing registration instructions; missing /.well-known/oauth-protected-resource link; missing /.well-known/oauth-authorization-server link; missing supported identity type language; missing credential type language.
Publish protected resource metadata
The OAuth Protected Resource metadata endpoint did not return HTTP 2xx.
Validate agent_auth authorization metadata
OAuth authorization server metadata could not be fetched.
Evidence
{
"failedStep": "auth-md",
"steps": [
{
"id": "auth-md",
"title": "Fetch and validate /auth.md",
"status": "fail",
"evidence": {
"path": "/auth.md",
"ok": false,
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51,
"validation": {
"valid": false,
"issue": "auth.md response did not match the expected agent registration shape. Content-Type \"text/html; charset=utf-8\" is not Markdown or text/plain; content too short (48/80 chars minimum); missing registration instructions; missing /.well-known/oauth-protected-resource link; missing /.well-known/oauth-authorization-server link; missing supported identity type language; missing credential type language.",
"compatibleContentType": false,
"contentLength": 48,
"hasRegisterInstructions": false,
"hasProtectedResourceLink": false,
"hasAuthorizationServerLink": false,
"mentionsIdentity": false,
"mentionsCredential": false,
"links": [
"/h1",
"/p"
],
"rawExcerpt": "<h1>404 - Page Not Found</h1><p>Page not found.</p>"
}
},
"issue": "auth.md response did not match the expected agent registration shape. Content-Type \"text/html; charset=utf-8\" is not Markdown or text/plain; content too short (48/80 chars minimum); missing registration instructions; missing /.well-known/oauth-protected-resource link; missing /.well-known/oauth-authorization-server link; missing supported identity type language; missing credential type language.",
"howToFix": "Serve /auth.md at the site root as Markdown with agent registration instructions and links to OAuth metadata."
},
{
"id": "oauth-protected-resource",
"title": "Publish protected resource metadata",
"status": "fail",
"evidence": {
"path": "/.well-known/oauth-protected-resource",
"ok": false,
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51,
"text": "<h1>404 - Page Not Found</h1><p>Page not found.</p>"
},
"issue": "The OAuth Protected Resource metadata endpoint did not return HTTP 2xx.",
"howToFix": "Publish /.well-known/oauth-protected-resource with resource and authorization_servers fields."
},
{
"id": "agent-auth-block",
"title": "Validate agent_auth authorization metadata",
"status": "fail",
"evidence": {
"valid": false,
"issue": "OAuth authorization server metadata could not be fetched.",
"fetch": {
"ok": false,
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51,
"text": "<h1>404 - Page Not Found</h1><p>Page not found.</p>"
}
},
"issue": "OAuth authorization server metadata could not be fetched.",
"howToFix": "Add agent_auth to /.well-known/oauth-authorization-server with register_uri, supported identity types, credential types, and claim or revocation URLs where applicable."
}
],
"authApplicability": {
"supportsAuth": true,
"score": 3,
"signals": [
{
"source": "visible-text",
"weight": 3,
"match": "login"
}
]
},
"resourceFetchSucceeded": false
}AI DiscoverabilityDiscoverabilityEstablished
IndexNow key
IndexNow key is informational for this page.
Informational
AI DiscoverabilityDiscoverabilityEstablished
IndexNow key
IndexNow key is informational for this page.
Needs attention
IndexNow key
Issue
IndexNow key is informational for this page.
Why it matters
IndexNow lets sites notify participating search engines about changed URLs, but ownership verification requires a UTF-8 key file whose filename matches the key.
Check name
IndexNow key
Score
100/100
Status
informational
Category
Discoverability
Maturity
Established
Goal
Verify that IndexNow ownership key placement is detectable when the site advertises it.
Result
IndexNow key is informational for this page.
Validation steps
Find advertised IndexNow key location
No IndexNow key location was advertised in HTML, Link headers, or robots.txt.
Fetch and validate IndexNow key file
No discoverable IndexNow key file was found.
Evidence
{
"steps": [
{
"id": "advertised-location",
"title": "Find advertised IndexNow key location",
"status": "informational",
"evidence": {
"advertised": []
},
"issue": "No IndexNow key location was advertised in HTML, Link headers, or robots.txt.",
"howToFix": "Advertise the key location with robots.txt IndexNow-Key, rel=\"indexnow-key\", or meta name=\"indexnow-key-location\" if you want scanners to verify it."
},
{
"id": "fetch-key",
"title": "Fetch and validate IndexNow key file",
"status": "informational",
"evidence": {
"advertised": [],
"checked": []
},
"issue": "No discoverable IndexNow key file was found.",
"howToFix": "Host a UTF-8 text file named {key}.txt using a 32-character hexadecimal key whose body exactly matches the key."
}
]
}Agent Ease of UseAuthEstablished
OAuth / OIDC discovery
OAuth / OIDC discovery has an informational finding because the page appears to support authentication.
Informational
Agent Ease of UseAuthEstablished
OAuth / OIDC discovery
OAuth / OIDC discovery has an informational finding because the page appears to support authentication.
Needs attention
OAuth / OIDC discovery
Issue
OAuth / OIDC discovery was not found at the expected path.
Why it matters
OAuth and OIDC discovery let agents find authorization, token, and key endpoints programmatically instead of relying on human documentation.
Check name
OAuth / OIDC discovery
Score
0/100
Status
informational
Category
Auth
Maturity
Established
Goal
Publish OAuth/OIDC discovery metadata so agents can authenticate with your APIs.
Result
OAuth / OIDC discovery has an informational finding because the page appears to support authentication.
Validation steps
Fetch to find resource
OAuth / OIDC discovery was not found at the expected path.
Evidence
{
"failedStep": "fetch",
"steps": [
{
"id": "fetch",
"title": "Fetch to find resource",
"status": "fail",
"evidence": {
"checked": [
{
"path": "/.well-known/openid-configuration",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
},
{
"path": "/.well-known/oauth-authorization-server",
"statusCode": 404,
"contentType": "text/html; charset=utf-8",
"length": 51
}
]
},
"issue": "OAuth / OIDC discovery was not found at the expected path.",
"howToFix": "Publish valid OAuth/OIDC metadata only when the site actually supports OAuth/OIDC. Otherwise omit provider discovery and document any unauthenticated public APIs separately."
}
],
"authApplicability": {
"supportsAuth": true,
"score": 3,
"signals": [
{
"source": "visible-text",
"weight": 3,
"match": "login"
}
]
},
"resourceFetchSucceeded": false
}Agent Ease of UseAuthEmerging recommendation
OAuth Protected Resource
OAuth Protected Resource has an informational finding because the page appears to support authentication.
Informational
Agent Ease of UseAuthEmerging recommendation
OAuth Protected Resource
OAuth Protected Resource has an informational finding because the page appears to support authentication.
Needs attention
OAuth Protected Resource
Issue
The OAuth Protected Resource metadata endpoint did not return HTTP 2xx.
Why it matters
Protected Resource metadata tells agents which authorization servers protect an API and how to connect authentication challenges to the right resource.
Check name
OAuth Protected Resource
Score
0/100
Status
informational
Category
Auth
Maturity
Emerging recommendation
Goal
Publish OAuth Protected Resource Metadata so agents can discover how to authenticate.
Result
OAuth Protected Resource has an informational finding because the page appears to support authentication.
Validation steps
Fetch protected resource metadata
The OAuth Protected Resource metadata endpoint did not return HTTP 2xx.
Validate protected resource metadata
Response is not valid JSON.
Validate protected resource identity
Protected resource metadata `resource` did not match the resource identifier used to retrieve it.
Probe protected API Bearer challenge
No protected route with a 401 Bearer challenge was detected; metadata alone does not prove a protected resource.
Evidence
{
"failedStep": "fetch",
"steps": [
{
"id": "fetch",
"title": "Fetch protected resource metadata",
"status": "fail",
"evidence": {
"path": "/.well-known/oauth-protected-resource",
"statusCode": 404,
"contentType": "text/html; charset=utf-8"
},
"issue": "The OAuth Protected Resource metadata endpoint did not return HTTP 2xx.",
"howToFix": "Publish /.well-known/oauth-protected-resource JSON."
},
{
"id": "metadata",
"title": "Validate protected resource metadata",
"status": "fail",
"evidence": {
"valid": false,
"compatibleContentType": false,
"issue": "Response is not valid JSON.",
"rawExcerpt": "<h1>404 - Page Not Found</h1><p>Page not found.</p>"
},
"issue": "Response is not valid JSON.",
"howToFix": "Publish resource and authorization_servers as absolute URLs."
},
{
"id": "resource-identity",
"title": "Validate protected resource identity",
"status": "fail",
"evidence": {
"expectedResource": "https://www.lendup.com"
},
"issue": "Protected resource metadata `resource` did not match the resource identifier used to retrieve it.",
"howToFix": "Set `resource` to the origin/resource identifier represented by /.well-known/oauth-protected-resource."
},
{
"id": "protected-route-challenge",
"title": "Probe protected API Bearer challenge",
"status": "informational",
"evidence": {
"checked": [
{
"path": "/api/admin/scans",
"statusCode": 404,
"wwwAuthenticate": {
"valid": false,
"present": false
},
"expectedMetadataUrl": "https://www.lendup.com/.well-known/oauth-protected-resource",
"metadataUrlMatches": true,
"resourceMatchesRequestContext": true
},
{
"path": "/api/admin/summary",
"statusCode": 404,
"wwwAuthenticate": {
"valid": false,
"present": false
},
"expectedMetadataUrl": "https://www.lendup.com/.well-known/oauth-protected-resource",
"metadataUrlMatches": true,
"resourceMatchesRequestContext": true
},
{
"path": "/api/scans",
"statusCode": 404,
"wwwAuthenticate": {
"valid": false,
"present": false
},
"expectedMetadataUrl": "https://www.lendup.com/.well-known/oauth-protected-resource",
"metadataUrlMatches": true,
"resourceMatchesRequestContext": true
}
]
},
"issue": "No protected route with a 401 Bearer challenge was detected; metadata alone does not prove a protected resource.",
"howToFix": "When this site exposes bearer-protected APIs, return 401 with WWW-Authenticate: Bearer and link resource_metadata."
}
],
"authApplicability": {
"supportsAuth": true,
"score": 3,
"signals": [
{
"source": "visible-text",
"weight": 3,
"match": "login"
}
]
},
"resourceFetchSucceeded": false
}Performance and AccessibilityAccessibilityBrowser audit
Background and foreground colors do not have a sufficient contrast ratio.
100 Fail
Performance and AccessibilityAccessibilityBrowser audit
Background and foreground colors do not have a sufficient contrast ratio.
Check name
Background and foreground colors do not have a sufficient contrast ratio.
Score
0/100
Status
fail
Device
desktop
Category
Accessibility
Fix guidance
Low-contrast text is difficult or impossible for many users to read. [Learn how to provide sufficient color contrast](https://dequeuniversity.com/rules/axe/4.11/color-contrast).
References
https://web.dev/learn/accessibility/Evidence
{
"description": "Low-contrast text is difficult or impossible for many users to read. [Learn how to provide sufficient color contrast](https://dequeuniversity.com/rules/axe/4.11/color-contrast)."
}Performance and AccessibilityPerformanceBrowser audit
Document does not have a main landmark.
33 Fail
Performance and AccessibilityPerformanceBrowser audit
Document does not have a main landmark.
Check name
Document does not have a main landmark.
Score
0/100
Status
fail
Device
desktop
Category
Performance
Fix guidance
One main landmark helps screen reader users navigate a web page. [Learn more about landmarks](https://dequeuniversity.com/rules/axe/4.11/landmark-one-main).
References
https://web.dev/learn/performance/Evidence
{
"description": "One main landmark helps screen reader users navigate a web page. [Learn more about landmarks](https://dequeuniversity.com/rules/axe/4.11/landmark-one-main)."
}Performance and AccessibilityPerformanceBrowser audit
Image elements do not have explicit `width` and `height`
17 Warning
Performance and AccessibilityPerformanceBrowser audit
Image elements do not have explicit `width` and `height`
Check name
Image elements do not have explicit `width` and `height`
Score
50/100
Status
warning
Device
desktop
Category
Performance
Fix guidance
Set an explicit width and height on image elements to reduce layout shifts and improve CLS. [Learn how to set image dimensions](https://web.dev/articles/optimize-cls#images_without_dimensions)
References
https://web.dev/learn/performance/Evidence
{
"description": "Set an explicit width and height on image elements to reduce layout shifts and improve CLS. [Learn how to set image dimensions](https://web.dev/articles/optimize-cls#images_without_dimensions)"
}Performance and AccessibilityPerformanceBrowser audit
Minify CSS
17 Warning
Performance and AccessibilityPerformanceBrowser audit
Minify CSS
Check name
Minify CSS
Score
50/100
Status
warning
Device
desktop
Category
Performance
Estimated savings
Est savings of 3Â KiB
Fix guidance
Minifying CSS files can reduce network payload sizes. [Learn how to minify CSS](https://developer.chrome.com/docs/lighthouse/performance/unminified-css/).
References
https://web.dev/learn/performance/Evidence
{
"displayValue": "Est savings of 3Â KiB",
"description": "Minifying CSS files can reduce network payload sizes. [Learn how to minify CSS](https://developer.chrome.com/docs/lighthouse/performance/unminified-css/).",
"numericValue": 0
}Fix with MCP or CLI
Use this report as the handoff into remediation. Generate a coding-agent prompt with the failing checks attached, or jump to the MCP and CLI setup docs before your next rescan.
Score history
Public scan score over time
Public reports for this website origin. Select any point or report link to open that canonical report.
| Scan date | Score | Readiness | Report |
|---|---|---|---|
| 59/100 | Level 3, Bot-Aware | Current report |